Before working with Dustin Turner at VIP Mortgage, I didn’t think that I had the credit or financial ability to purchase a home for my family. I had never been through the process before and between our credit and the stories from friends who have recently purchased homes, I figured I would just rent for the next decade or so of my life. I had no intention of purchasing a home in the immediate future, but as fate would have it, I received a great opportunity to purchase the home we were renting at below market value.
I called a friend of mine who was familiar with the mortgage industry. I explained my hesitations about our credit, finances, and the arduous task of obtaining a loan. After I finished crying on his shoulder he told me to give Dustin a call. He said that he had been in the same situation a few years back and Dustin helped him fix his problems and the entire process went very smoothly. Most importantly to me, he told me that he never felt uncomfortable dealing with his credit issues.
Upon his advice, I decided to make the call. I got right in touch with Dustin, and he immediately got to work on getting everything set-up. It was way less complicated than what several of my friends had portrayed. Dustin and his team were ahead of the game the entire way. All we had to do was gather the documents that they requested and then upload them to his website. Anytime we needed to sign anything we got a notice and were able to electronically sign right away.
The most difficult part of the process was fixing the credit issues that we had ignored for years. I had been dreading dealing with this, but Dustin and his team held my hand the entire way. I want to mention Danielle Kappes in particular for her hard work on this. There were a couple of delays that were our fault for not dealing with our previous debts, but she got us all the information and helped us resolve our issues. And true to what my friend said, we never felt ashamed fixing our previous mistakes.
Now I can proudly say that my wife and I officially own our first home and I know that I wouldn’t have made it through the process if I hadn’t chosen to work with Dustin and his team. They are absolute professionals and I wouldn’t ever work with anyone else. Thank you!